Heartland Payment Systems is in the business of helping business owners operate more efficiently. We do this through a variety of products and solutions, including Payment Processing, Payroll and HR Solutions, Gift & Loyalty Cards, Lending Solutions, Point of Sale and many more. Our company was founded on the belief that local business owners deserve the same features, functionality, and transparency that large corporations have when it comes to these parts of their business. We believe in helping them simplify these seemingly complex areas of business operations. Over 80 national, state, and independent associations endorse the Heartland business model for their members.